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Minimum Standards for Rental Applicant:

We will be unable to approve an application for any one of the following reason(s):

  • The credit report shows over five 30, 60, or 90-day late payments within the last 12 months OR FICO credit score below 500
  • The credit report shows at least one eviction or collection from a former landlord in the last five years
  • The applicant does not have sufficient prior rental history (at least 3 years) or employment history (at least pay stubs on the current job or 12 months or the prior job if this is a new job in a new town)
  • The applicant cannot show an income of at least 3 times the monthly rent

If the applicant is turned down for any of the above reasons, our policy may still allow us to rent to applicant if they can either:

  1. pay an additional month’s rent in advance & stay at least 60-days paid up at all times (this may vary depending on the severity of the credit history/eviction history) or
  2. provide a co-signor who has acceptable credit & who owns real estate in the state of Tennessee

If one of the following is true, we will not be able to rent to the applicant under any circumstances:

  • Criminal history that exceeded our acceptable minimums (certain felony convictions within the last 5 years OR sex crime conviction ever).
  • Any item on the application was falsified

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